Summary

Thailand Credit Card and Personal Loan Market Research Forecast to 2032
Market Overview
credit card is a sort of credit facility offered by banks that allows clients to borrow monies up to a pre-determined credit limit. It allows customers to make purchases of products and services. The credit card issuer determines the credit limit depending on criteria such as income and credit score, which is also established by the credit card issuer. A personal loan is the sum of money that. a user can borrow for several purposes. A personal loan, for example, may be used to restructure debt or pay for home. improvements, or arrange a dream wedding. Personal loans are available through banks, credit unions, and online lenders. The money borrowed by the user must be returned over time, usually with interest. Personal loans may also be subject to fees from some lenders.
The growth of the Thailand credit card and personal loan market is driven by factors such as government initiatives on Thailand 4.0 for digitization and cashless country along with changing consumer behavior towards credit card usage and acceptance and commercial banks promoting non-cash payment methods. However, the economic slowdown, tightening rules of credit card issuance and stringent policy on loans and credit card defaults is expected to restrain the market growth. Nevertheless, introduction of digital personal loans, demand for personal loans across SMES, gearing towards digital-first and digital-only operating is likely to present opportunities for market players.
Market Segmentation
Based on type, the market is segment as credit card and personal loan. We provide credit card data in terms of the spending amount and personal loan data in terms of the outstanding amount.
Based on Issuer, the Thailand Credit Card and Personal Loan Market is segmented into Banks, and Non-Banks.
Based on Spending, the Thailand Credit Card and Personal Loan Market is segmented into Domestic, Overseas, and Cash Advance.
Based on End Use, the Thailand Credit Card and Personal Loan Market is segmented into Individual, and Businesses.
Major Players
These include AEON Thana Sinsap (Thailand) Public Company Limited, CIMB Thai Bank, Krungthai Bank PCL, The Siam Commercial Bank Public Company Limited, Kbank, Bank of Ayudhya Public Company Limited (Krungsri), ISCB, UNITED OVERSEAS BANK (THAI) PUBLIC COMPANY LIMITED, Central The 1 Credit Card, Bangkok Bank Public Company Limited, TMB Bank Public Company Limited, Standard Chartered Bank (Thai) Public Company Limited, Bank of China Limited, Land and Houses Bank Public Company Limited.

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List of Tables/Graphs

LIST OF TABLES
TABLE 1 QFD MODELING FOR MARKET SHARE ASSESSMENT 35
TABLE 2 THAILAND CREDIT CARD AND PERSONAL LOAN MARKET, BY CREDIT CARD TYPE (SPENDING), 2018–2032 (USD BILLION) 53
TABLE 3 THAILAND CREDIT CARD AND PERSONAL LOAN MARKET, BY PERSONAL LOAN TYPE (OUTSTANDING AMOUNT), 2018–2032 (USD BILLION) 55
TABLE 4 THAILAND CREDIT CARD AND PERSONAL LOAN MARKET, BY ISSUER (SPENDING), 2018–2032 (USD BILLION) 57
TABLE 5 THAILAND CREDIT CARD AND PERSONAL LOAN MARKET, BY ISSUER (OUTSTANDING), 2018–2032 (USD BILLION) 59
TABLE 6 THAILAND CREDIT CARD AND PERSONAL LOAN MARKET, BY SPENDING (SPENDING), 2018–2032 (USD BILLION) 62
TABLE 7 THAILAND CREDIT CARD AND PERSONAL LOAN MARKET, BY SPENDING (OUTSTANDING), 2018–2032 (USD BILLION) 63
TABLE 8 THAILAND CREDIT CARD AND PERSONAL LOAN MARKET, BY END USE (SPENDING), 2018–2032 (USD BILLION) 65
TABLE 9 THAILAND CREDIT CARD AND PERSONAL LOAN MARKET, BY BUSINESSES (SPENDING), 2018–2032 (USD BILLION) 66
TABLE 10 THAILAND CREDIT CARD AND PERSONAL LOAN MARKET, BY END USE (OUTSTANDING), 2018–2032 (USD BILLION) 67
TABLE 11 THAILAND CREDIT CARD AND PERSONAL LOAN MARKET, BY BUSINESSES (OUTSTANDING), 2018–2032 (USD BILLION) 68
TABLE 12 PRODUCT LAUNCH/PRODUCT APPROVAL /EXPANSION 73
TABLE 13 MERGER AND ACQUISITION 74
TABLE 14 PARTNERSHIP/INVESTMENT/COLLABORATION/PARTNERSHP 75
TABLE 15 AEON THANA SINSAP (THAILAND) PUBLIC COMPANY LIMITED : PRODCUTS OFFERED 78
TABLE 16 AEON THANA SINSAP (THAILAND) PUBLIC COMPANY LIMITED : KEY DEVELOPMENTS 79
TABLE 17 CIMB THAI BANK: PRODUCT OFFERED 82
TABLE 18 CIMB THAI BANK: KEY DEVELOPMENTS 83
TABLE 19 KRUNGTHAI BANK PCL: PRODUCT OFFERED 85
TABLE 20 KRUNGTHAI BANK PCL: KEY DEVELOPMENTS 86
TABLE 21 THE SIAM COMMERCIAL BANK PUBLIC COMPANY LIMITED: PRODCUTS OFFERED 89
TABLE 22 THE SIAM COMMERCIAL BANK PUBLIC COMPANY LIMITED: KEY DEVELOPMENTS 90
TABLE 23 KASIKORN BANK PUBLIC CO LTD : PRODCUTS OFFERED 93
TABLE 24 KASIKORN BANK PUBLIC CO LTD : KEY DEVELOPMENTS 94
TABLE 25 BANK OF AYUDHYA PUBLIC COMPANY LIMITED (KRUNGSRI): PRODCUTS OFFERED 97
TABLE 26 BANK OF AYUDHYA PUBLIC COMPANY LIMITED (KRUNGSRI): KEY DEVELOPMENTS 98
TABLE 27 ICBC: PRODCUTS OFFERED 101
TABLE 28 UNITED OVERSEAS BANK (THAI) PUBLIC COMPANY LIMITED: PRODCUTS OFFERED 105
TABLE 29 UNITED OVERSEAS BANK (THAI) PUBLIC COMPANY LIMITED: KEY DEVELOPMENTS 106
TABLE 30 CENTRAL GROUP: PRODCUTS OFFERED 109
TABLE 31 CENTRAL GROUP: KEY DEVELOPMENTS 110
TABLE 32 BANGKOK BANK PUBLIC COMPANY LIMITED: PRODCUTS OFFERED 112
TABLE 33 BANGKOK BANK PUBLIC COMPANY LIMITED: KEY DEVELOPMENTS 113 TABLE 34 TMBTHANACHART BANK PUBLIC COMPANY LIMITED: PRODUCTS/ SOLUTIONS/ SERVICES OFFERED 117 TABLE 35 TMBTHANACHART BANK PUBLIC COMPANY LIMITED: KEY DEVELOPMENTS 117
TABLE 36 STANDARD CHARTERED BANK (THAI) PCL: PRODUCTS/ SOLUTIONS/ SERVICES OFFERED 120
TABLE 37 BANK OF CHINA (THAI) PUBLIC COMPANY LIMITED: PRODUCTS/ SOLUTIONS/ SERVICES OFFERED 123
TABLE 38 LAND AND HOUSES BANK PUBLIC COMPANY LIMITED: PRODUCTS/ SOLUTIONS/ SERVICES OFFERED 126