NA医療保険市場-2035年までの産業動向と予測NA Health Insurance Market - Industry Trends and Forecast to 2035 北米の医療保険市場は、2023年の8,314億8,814万米ドルから2031年には1兆6,085億8,372万米ドルに達し、2024年から2031年の予測期間において年平均成長率8.7%で成長すると予測される。 市場区分 北米医療保険市... もっと見る
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サマリー北米の医療保険市場は、2023年の8,314億8,814万米ドルから2031年には1兆6,085億8,372万米ドルに達し、2024年から2031年の予測期間において年平均成長率8.7%で成長すると予測される。市場区分 北米医療保険市場:タイプ別(製品、ソリューション)、サービス別(入院治療、外来治療、医療保障、その他)、保障レベル別(ブロンズ、シルバー、ゴールド、プラチナ)、サービスプロバイダー別(公的医療保険プロバイダー、民間医療保険プロバイダー)、医療保険プラン別(POS、EPOS、PPO)、補償型健康保険、健康維持機構(HMO)、健康貯蓄口座(HSA)、適格小口事業主健康償還取決め(QSEHRAS)、その他)、人口統計(成人、未成年、高齢者)、補償タイプ(終身補償、定期補償)、エンドユーザー(企業、個人、その他)、流通チャネル(直販、金融機関、Eコマース、病院、診療所、その他)、国(米国、日本、米国以外の国)、地域(日本、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国、米国以外の国S.,カナダ、メキシコ) - 2031年までの産業動向と予測 北米医療保険市場ダイナミクスの概要 促進要因 - 医療サービスのコスト増加 抑制要因 - 償還請求のための厳格な文書化プロセス 機会 - 医療費の増加 市場プレイヤー 北米の医療保険市場に参入している主な市場プレーヤーは以下の通りである: - シグナ・ヘルスケア - センティーン・コーポレーション - アリアンツ・ケア(アリアンツSEの子会社) - エトナ・インク(CVSヘルス子会社) - アンセム保険会社 (エレバンス・ヘルスの子会社) - アクサ - ブロードストーン・コーポレート・ベネフィット・リミテッド - ブパ - ヘルスケア・インターナショナル・グローバル・ネットワーク社 - HBFヘルス・リミテッド - ナウヘルスインターナショナル - オラクル - ユナイテッドヘルス・グループ - Vhiグループ - バイタリティ(ディスカバリー社の子会社) - インターナショナル・メディカル・グループ(シリウスポイント子会社) 目次TABLE OF CONTENTS1 INTRODUCTION 17 1.1 OBJECTIVES OF THE STUDY 17 1.2 MARKET DEFINITION 17 1.3 OVERVIEW OF THE NORTH AMERICA HEALTH INSURANCE MARKET 17 1.4 LIMITATIONS 19 1.5 MARKETS COVERED 19 2 MARKET SEGMENTATION 23 2.1 MARKETS COVERED 23 2.2 GEOGRAPHICAL SCOPE 24 2.3 YEARS CONSIDERED FOR THE STUDY 25 2.4 CURRENCY AND PRICING 25 2.5 DBMR TRIPOD DATA VALIDATION MODEL 26 2.6 TYPE LIFELINE CURVE 29 2.7 MULTIVARIATE MODELING 30 2.8 PRIMARY INTERVIEWS WITH KEY OPINION LEADERS 31 2.9 DBMR MARKET POSITION GRID 32 2.10 MARKET END-USER COVERAGE GRID 33 2.11 DBMR MARKET CHALLENGE MATRIX 34 2.12 DBMR VENDOR SHARE ANALYSIS 35 2.13 SECONDARY SOURCES 36 2.14 ASSUMPTIONS 37 3 EXECUTIVE SUMMARY 38 4 PREMIUM INSIGHTS 41 4.1 PROFITABILITY MARGIN 42 5 MARKET OVERVIEW 43 5.1 DRIVERS 45 5.1.1 INCREASING COST OF MEDICAL SERVICES 45 5.1.2 GROWING NUMBER OF DAYCARE PROCEDURES 46 5.1.3 MANDATORY PROVISION OF HEALTH INSURANCE IN THE PRIVATE AND PUBLIC SECTORS 47 5.2 RESTRAINTS 49 5.2.1 HIGH COST OF INSURANCE PREMIUM 49 5.2.2 STRICT DOCUMENTATION PROCESS FOR CLAIM REIMBURSEMENT 50 5.3 OPPORTUNITIES 51 5.3.1 ADVANTAGES OF HEALTH INSURANCE POLICIES 51 5.3.2 INCREASING HEALTHCARE EXPENDITURE 52 5.4 CHALLENGE 53 5.4.1 LACK OF AWARENESS REGARDING THE BENEFITS OF HEALTH INSURANCE 53 6 NORTH AMERICA HEALTH INSURANCE MARKET, BY TYPE 55 6.1 OVERVIEW 56 6.2 PRODUCT 59 6.2.1 MEDICLAIM INSURANCE 60 6.2.2 INDIVIDUAL COVERAGE INSURANCE 60 6.2.3 FAMILY FLOATER COVERAGE INSURANCE 60 6.2.4 HOSPITALIZATION COVERAGE INSURANCE 60 6.2.5 SENIOR CITIZEN COVERAGE INSURANCE 60 6.2.6 CRITICAL ILLNESS INSURANCE 61 6.2.7 UNIT LINKED HEALTH PLANS 61 6.2.8 PERMANENT HEALTH INSURANCE 61 6.3 SOLUTIONS 61 6.3.1 LEAD GENERATIONS SOLUTIONS 62 6.3.2 REVENUE MANAGEMENT & BILING SOLUTIONS 62 6.3.3 ROBOTIC PROCESS AUTOMATION 62 6.3.4 INSURANCE CLOUD SOLUTIONS 62 6.3.5 CLAIMS ADMINISTRATION CLOUD SOLUTIONS 62 6.3.6 VALUE-BASED PAYMENTS SOLUTIONS 62 6.3.7 ARTIFICIAL INTELLIGENCE & BLOCK CHAIN SOLUTIONS 63 6.3.8 INTELLIGENT CASE MANAGEMENT SOLUTIONS 63 6.3.9 OTHERS 63 7 NORTH AMERICA HEALTH INSURANCE MARKET, BY SERVICES 64 7.1 OVERVIEW 65 7.2 INPATIENT TREATMENT 68 7.3 OUTPATIENT TREATMENT 69 7.4 MEDICAL ASSURANCE 69 7.5 OTHERS 70 8 NORTH AMERICA HEALTH INSURANCE MARKET, BY LEVEL OF COVERAGE 71 8.1 OVERVIEW 72 8.2 BRONZE 75 8.3 SILVER 76 8.4 GOLD 76 8.5 PLATINUM 77 9 NORTH AMERICA HEALTH INSURANCE MARKET, BY SERVICE PROVIDERS 78 9.1 OVERVIEW 79 9.2 PUBLIC HEALTH INSURANCE PROVIDERS 82 9.3 PRIVATE HEALTH INSURANCE PROVIDERS 83 10 NORTH AMERICA HEALTH INSURANCE MARKET, BY HEALTH INSURANCE PLANS 84 10.1 OVERVIEW 85 10.2 POINT OF SERVICE (POS) 88 10.3 EXCLUSIVE PROVIDER ORGANIZATION (EPOS) 89 10.4 PREFERRED PROVIDER ORGANIZATION (PPO) 89 10.5 INDEMNITY HEALTH INSURANCE 90 10.6 HEALTH MAINTENANCE ORGANIZATION (HMO) 90 10.7 HEALTH SAVINGS ACCOUNT (HSA) 91 10.8 QUALIFIED SMALL EMPLOYER HEALTH REIMBURSEMENT ARRANGEMENTS (QSEHRAS) 91 10.9 OTHERS 92 11 NORTH AMERICA HEALTH INSURANCE MARKET, BY DEMOGRAPHICS 93 11.1 OVERVIEW 94 11.2 ADULTS 97 11.3 MINORS 98 11.4 SENIOR CITIZENS 98 12 NORTH AMERICA HEALTH INSURANCE MARKET, BY COVERAGE TYPE 99 12.1 OVERVIEW 100 12.2 LIFETIME COVERAGE 103 12.3 TERM COVERAGE 104 13 NORTH AMERICA HEALTH INSURANCE MARKET, BY END USER 105 13.1 OVERVIEW 106 13.2 CORPORATES 109 13.2.1 LARGE CORPORATES 110 13.2.2 SMES 110 13.3 INDIVIDUALS 110 13.4 OTHERS 111 14 NORTH AMERICA HEALTH INSURANCE MARKET, BY DISTRIBUTION CHANNEL 112 14.1 OVERVIEW 113 14.2 DIRECT SALES 116 14.3 FINANCIAL INSTITUTIONS 117 14.4 E-COMMERCE 117 14.5 HOSPITALS 118 14.6 CLINICS 118 14.7 OTHERS 119 15 NORTH AMERICA HEALTH INSURANCE MARKET, BY REGION 120 15.1 NORTH AMERICA 121 15.1.1 U.S. 127 15.1.2 CANADA 133 15.1.3 MEXICO 139 16 NORTH AMERICA HEALTH INSURANCE MARKET: COMPANY LANDSCAPE 145 16.1 COMPANY SHARE ANALYSIS: NORTH AMERICA 145 17 SWOT ANALYSIS 146 18 COMPANY PROFILES 147 18.1 CIGNA HEALTHCARE 147 18.1.1 COMPANY SNAPSHOT 147 18.1.2 REVENUE ANALYSIS 148 18.1.3 COMPANY SHARE ANALYSIS 149 18.1.4 PRODUCT PORTFOLIO 149 18.1.5 RECENT DEVELOPMENTS 150 18.2 CENTENE CORPORATION 151 18.2.1 COMPANY SNAPSHOT 151 18.2.2 REVENUE ANALYSIS 151 18.2.3 COMPANY SHARE ANALYSIS 152 18.2.4 PRODUCT PORTFOLIO 152 18.2.5 RECENT DEVELOPMENTS 153 18.3 ALLIANZ CARE (A SUBSIDIARY OF ALLIANZ) 154 18.3.1 COMPANY SNAPSHOT 154 18.3.2 REVENUE ANALYSIS 154 18.3.3 COMPANY SHARE ANALYSIS 155 18.3.4 PRODUCT PORTFOLIO 155 18.3.5 RECENT DEVELOPMENTS 156 18.4 AETNA INC. (A SUBSIDIARY OF CVS HEALTH) 157 18.4.1 COMPANY SNAPSHOT 157 18.4.2 REVENUE ANALYSIS 157 18.4.3 COMPANY SHARE ANALYSIS 158 18.4.4 PRODUCT PORTFOLIO 158 18.4.5 RECENT DEVELOPMENT 159 18.5 ANTHEM INSURANCE COMPANIES, INC. (A SUBSIDIARY OF ELEVANCE HEALTH) 160 18.5.1 COMPANY SNAPSHOT 160 18.5.2 REVENUE ANALYSIS 160 18.5.3 PRODUCT PORTFOLIO 161 18.5.4 RECENT DEVELOPMENTS 162 18.6 AXA 163 18.6.1 COMPANY SNAPSHOT 163 18.6.2 REVENUE ANALYSIS 163 18.6.3 PRODUCT PORTFOLIO 164 18.6.4 RECENT DEVELOPMENTS 164 18.7 BROADSTONE CORPORATE BENEFITS LIMITED 166 18.7.1 COMPANY SNAPSHOT 166 18.7.2 PRODUCT PORTFOLIO 166 18.7.3 RECENT DEVELOPMENTS 167 18.8 BUPA 168 18.8.1 COMPANY SNAPSHOT 168 18.8.2 PRODUCT PORTFOLIO 168 18.8.3 COMPANY SHARE ANALYSIS 169 18.8.4 RECENT DEVELOPMENTS 169 18.9 HEALTHCARE INTERNATIONAL NORTH AMERICA NETWORK LTD. 170 18.9.1 COMPANY SNAPSHOT 170 18.9.2 PRODUCT PORTFOLIO 170 18.9.3 RECENT DEVELOPMENT 170 18.10 HBF HEALTH LIMITED 171 18.10.1 COMPANY SNAPSHOT 171 18.10.2 PRODUCT PORTFOLIO 171 18.10.3 RECENT DEVELOPMENTS 172 18.11 INTERNATIONAL MEDICAL GROUP, INC. (A SUBSIDIARY OF SIRIUS POINT LTD.) 173 18.11.1 COMPANY SNAPSHOT 173 18.11.2 REVENUE ANALYSIS 173 18.11.3 PRODUCT PORTFOLIO 174 18.11.4 RECENT DEVELOPMENTS 174 18.12 NOW HEALTH INTERNATIONAL 176 18.12.1 COMPANY SNAPSHOT 176 18.12.2 PRODUCT PORTFOLIO 176 18.12.3 RECENT DEVELOPMENTS 178 18.13 ORACLE 179 18.13.1 COMPANY SNAPSHOT 179 18.13.2 REVENUE ANALYSIS 179 18.13.3 PRODUCT PORTFOLIO 180 18.13.4 RECENT DEVELOPMENTS 180 18.14 UNITEDHEALTH GROUP 182 18.14.1 COMPANY SNAPSHOT 182 18.14.2 REVENUE ANALYSIS 182 18.14.3 PRODUCT PORTFOLIO 183 18.14.4 RECENT DEVELOPMENTS 184 18.15 VHI GROUP 186 18.15.1 COMPANY SNAPSHOT 186 18.15.2 PRODUCT PORTFOLIO 186 18.15.3 RECENT DEVELOPMENT 188 18.16 VITALITY (A SUBSIDIARY OF DISCOVERY LTD) 189 18.16.1 COMPANY SNAPSHOT 189 18.16.2 REVENUE ANALYSIS 189 18.16.3 PRODUCT PORTFOLIO 190 18.16.4 RECENT DEVELOPMENTS 190 19 QUESTIONNAIRE 191 20 RELATED REPORTS 195
SummaryThe North America health insurance market is expected to reach USD 1,608,583.72 million by 2031 from USD 831,408.14 million in 2023, growing with a CAGR of 8.7% in the forecast period of 2024 to 2031. Table of ContentsTABLE OF CONTENTS1 INTRODUCTION 17 1.1 OBJECTIVES OF THE STUDY 17 1.2 MARKET DEFINITION 17 1.3 OVERVIEW OF THE NORTH AMERICA HEALTH INSURANCE MARKET 17 1.4 LIMITATIONS 19 1.5 MARKETS COVERED 19 2 MARKET SEGMENTATION 23 2.1 MARKETS COVERED 23 2.2 GEOGRAPHICAL SCOPE 24 2.3 YEARS CONSIDERED FOR THE STUDY 25 2.4 CURRENCY AND PRICING 25 2.5 DBMR TRIPOD DATA VALIDATION MODEL 26 2.6 TYPE LIFELINE CURVE 29 2.7 MULTIVARIATE MODELING 30 2.8 PRIMARY INTERVIEWS WITH KEY OPINION LEADERS 31 2.9 DBMR MARKET POSITION GRID 32 2.10 MARKET END-USER COVERAGE GRID 33 2.11 DBMR MARKET CHALLENGE MATRIX 34 2.12 DBMR VENDOR SHARE ANALYSIS 35 2.13 SECONDARY SOURCES 36 2.14 ASSUMPTIONS 37 3 EXECUTIVE SUMMARY 38 4 PREMIUM INSIGHTS 41 4.1 PROFITABILITY MARGIN 42 5 MARKET OVERVIEW 43 5.1 DRIVERS 45 5.1.1 INCREASING COST OF MEDICAL SERVICES 45 5.1.2 GROWING NUMBER OF DAYCARE PROCEDURES 46 5.1.3 MANDATORY PROVISION OF HEALTH INSURANCE IN THE PRIVATE AND PUBLIC SECTORS 47 5.2 RESTRAINTS 49 5.2.1 HIGH COST OF INSURANCE PREMIUM 49 5.2.2 STRICT DOCUMENTATION PROCESS FOR CLAIM REIMBURSEMENT 50 5.3 OPPORTUNITIES 51 5.3.1 ADVANTAGES OF HEALTH INSURANCE POLICIES 51 5.3.2 INCREASING HEALTHCARE EXPENDITURE 52 5.4 CHALLENGE 53 5.4.1 LACK OF AWARENESS REGARDING THE BENEFITS OF HEALTH INSURANCE 53 6 NORTH AMERICA HEALTH INSURANCE MARKET, BY TYPE 55 6.1 OVERVIEW 56 6.2 PRODUCT 59 6.2.1 MEDICLAIM INSURANCE 60 6.2.2 INDIVIDUAL COVERAGE INSURANCE 60 6.2.3 FAMILY FLOATER COVERAGE INSURANCE 60 6.2.4 HOSPITALIZATION COVERAGE INSURANCE 60 6.2.5 SENIOR CITIZEN COVERAGE INSURANCE 60 6.2.6 CRITICAL ILLNESS INSURANCE 61 6.2.7 UNIT LINKED HEALTH PLANS 61 6.2.8 PERMANENT HEALTH INSURANCE 61 6.3 SOLUTIONS 61 6.3.1 LEAD GENERATIONS SOLUTIONS 62 6.3.2 REVENUE MANAGEMENT & BILING SOLUTIONS 62 6.3.3 ROBOTIC PROCESS AUTOMATION 62 6.3.4 INSURANCE CLOUD SOLUTIONS 62 6.3.5 CLAIMS ADMINISTRATION CLOUD SOLUTIONS 62 6.3.6 VALUE-BASED PAYMENTS SOLUTIONS 62 6.3.7 ARTIFICIAL INTELLIGENCE & BLOCK CHAIN SOLUTIONS 63 6.3.8 INTELLIGENT CASE MANAGEMENT SOLUTIONS 63 6.3.9 OTHERS 63 7 NORTH AMERICA HEALTH INSURANCE MARKET, BY SERVICES 64 7.1 OVERVIEW 65 7.2 INPATIENT TREATMENT 68 7.3 OUTPATIENT TREATMENT 69 7.4 MEDICAL ASSURANCE 69 7.5 OTHERS 70 8 NORTH AMERICA HEALTH INSURANCE MARKET, BY LEVEL OF COVERAGE 71 8.1 OVERVIEW 72 8.2 BRONZE 75 8.3 SILVER 76 8.4 GOLD 76 8.5 PLATINUM 77 9 NORTH AMERICA HEALTH INSURANCE MARKET, BY SERVICE PROVIDERS 78 9.1 OVERVIEW 79 9.2 PUBLIC HEALTH INSURANCE PROVIDERS 82 9.3 PRIVATE HEALTH INSURANCE PROVIDERS 83 10 NORTH AMERICA HEALTH INSURANCE MARKET, BY HEALTH INSURANCE PLANS 84 10.1 OVERVIEW 85 10.2 POINT OF SERVICE (POS) 88 10.3 EXCLUSIVE PROVIDER ORGANIZATION (EPOS) 89 10.4 PREFERRED PROVIDER ORGANIZATION (PPO) 89 10.5 INDEMNITY HEALTH INSURANCE 90 10.6 HEALTH MAINTENANCE ORGANIZATION (HMO) 90 10.7 HEALTH SAVINGS ACCOUNT (HSA) 91 10.8 QUALIFIED SMALL EMPLOYER HEALTH REIMBURSEMENT ARRANGEMENTS (QSEHRAS) 91 10.9 OTHERS 92 11 NORTH AMERICA HEALTH INSURANCE MARKET, BY DEMOGRAPHICS 93 11.1 OVERVIEW 94 11.2 ADULTS 97 11.3 MINORS 98 11.4 SENIOR CITIZENS 98 12 NORTH AMERICA HEALTH INSURANCE MARKET, BY COVERAGE TYPE 99 12.1 OVERVIEW 100 12.2 LIFETIME COVERAGE 103 12.3 TERM COVERAGE 104 13 NORTH AMERICA HEALTH INSURANCE MARKET, BY END USER 105 13.1 OVERVIEW 106 13.2 CORPORATES 109 13.2.1 LARGE CORPORATES 110 13.2.2 SMES 110 13.3 INDIVIDUALS 110 13.4 OTHERS 111 14 NORTH AMERICA HEALTH INSURANCE MARKET, BY DISTRIBUTION CHANNEL 112 14.1 OVERVIEW 113 14.2 DIRECT SALES 116 14.3 FINANCIAL INSTITUTIONS 117 14.4 E-COMMERCE 117 14.5 HOSPITALS 118 14.6 CLINICS 118 14.7 OTHERS 119 15 NORTH AMERICA HEALTH INSURANCE MARKET, BY REGION 120 15.1 NORTH AMERICA 121 15.1.1 U.S. 127 15.1.2 CANADA 133 15.1.3 MEXICO 139 16 NORTH AMERICA HEALTH INSURANCE MARKET: COMPANY LANDSCAPE 145 16.1 COMPANY SHARE ANALYSIS: NORTH AMERICA 145 17 SWOT ANALYSIS 146 18 COMPANY PROFILES 147 18.1 CIGNA HEALTHCARE 147 18.1.1 COMPANY SNAPSHOT 147 18.1.2 REVENUE ANALYSIS 148 18.1.3 COMPANY SHARE ANALYSIS 149 18.1.4 PRODUCT PORTFOLIO 149 18.1.5 RECENT DEVELOPMENTS 150 18.2 CENTENE CORPORATION 151 18.2.1 COMPANY SNAPSHOT 151 18.2.2 REVENUE ANALYSIS 151 18.2.3 COMPANY SHARE ANALYSIS 152 18.2.4 PRODUCT PORTFOLIO 152 18.2.5 RECENT DEVELOPMENTS 153 18.3 ALLIANZ CARE (A SUBSIDIARY OF ALLIANZ) 154 18.3.1 COMPANY SNAPSHOT 154 18.3.2 REVENUE ANALYSIS 154 18.3.3 COMPANY SHARE ANALYSIS 155 18.3.4 PRODUCT PORTFOLIO 155 18.3.5 RECENT DEVELOPMENTS 156 18.4 AETNA INC. (A SUBSIDIARY OF CVS HEALTH) 157 18.4.1 COMPANY SNAPSHOT 157 18.4.2 REVENUE ANALYSIS 157 18.4.3 COMPANY SHARE ANALYSIS 158 18.4.4 PRODUCT PORTFOLIO 158 18.4.5 RECENT DEVELOPMENT 159 18.5 ANTHEM INSURANCE COMPANIES, INC. (A SUBSIDIARY OF ELEVANCE HEALTH) 160 18.5.1 COMPANY SNAPSHOT 160 18.5.2 REVENUE ANALYSIS 160 18.5.3 PRODUCT PORTFOLIO 161 18.5.4 RECENT DEVELOPMENTS 162 18.6 AXA 163 18.6.1 COMPANY SNAPSHOT 163 18.6.2 REVENUE ANALYSIS 163 18.6.3 PRODUCT PORTFOLIO 164 18.6.4 RECENT DEVELOPMENTS 164 18.7 BROADSTONE CORPORATE BENEFITS LIMITED 166 18.7.1 COMPANY SNAPSHOT 166 18.7.2 PRODUCT PORTFOLIO 166 18.7.3 RECENT DEVELOPMENTS 167 18.8 BUPA 168 18.8.1 COMPANY SNAPSHOT 168 18.8.2 PRODUCT PORTFOLIO 168 18.8.3 COMPANY SHARE ANALYSIS 169 18.8.4 RECENT DEVELOPMENTS 169 18.9 HEALTHCARE INTERNATIONAL NORTH AMERICA NETWORK LTD. 170 18.9.1 COMPANY SNAPSHOT 170 18.9.2 PRODUCT PORTFOLIO 170 18.9.3 RECENT DEVELOPMENT 170 18.10 HBF HEALTH LIMITED 171 18.10.1 COMPANY SNAPSHOT 171 18.10.2 PRODUCT PORTFOLIO 171 18.10.3 RECENT DEVELOPMENTS 172 18.11 INTERNATIONAL MEDICAL GROUP, INC. (A SUBSIDIARY OF SIRIUS POINT LTD.) 173 18.11.1 COMPANY SNAPSHOT 173 18.11.2 REVENUE ANALYSIS 173 18.11.3 PRODUCT PORTFOLIO 174 18.11.4 RECENT DEVELOPMENTS 174 18.12 NOW HEALTH INTERNATIONAL 176 18.12.1 COMPANY SNAPSHOT 176 18.12.2 PRODUCT PORTFOLIO 176 18.12.3 RECENT DEVELOPMENTS 178 18.13 ORACLE 179 18.13.1 COMPANY SNAPSHOT 179 18.13.2 REVENUE ANALYSIS 179 18.13.3 PRODUCT PORTFOLIO 180 18.13.4 RECENT DEVELOPMENTS 180 18.14 UNITEDHEALTH GROUP 182 18.14.1 COMPANY SNAPSHOT 182 18.14.2 REVENUE ANALYSIS 182 18.14.3 PRODUCT PORTFOLIO 183 18.14.4 RECENT DEVELOPMENTS 184 18.15 VHI GROUP 186 18.15.1 COMPANY SNAPSHOT 186 18.15.2 PRODUCT PORTFOLIO 186 18.15.3 RECENT DEVELOPMENT 188 18.16 VITALITY (A SUBSIDIARY OF DISCOVERY LTD) 189 18.16.1 COMPANY SNAPSHOT 189 18.16.2 REVENUE ANALYSIS 189 18.16.3 PRODUCT PORTFOLIO 190 18.16.4 RECENT DEVELOPMENTS 190 19 QUESTIONNAIRE 191 20 RELATED REPORTS 195
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