Summary

The global market for Digital Banking was estimated to be worth US$ 15300 million in 2024 and is forecast to a readjusted size of US$ 50870 million by 2031 with a CAGR of 19.0% during the forecast period 2025-2031.
Digital banking is a move to online banking, where banking services are provided over the Internet.Over the years, the market for digital channel platforms has evolved from online and mobile specific banking solutions to digital banking platforms that are not related to channels.Advanced and mature digital banking platforms are highly flexible and can integrate many different banking services through a good interactive user interface (UI) or customer experience.This factor is the main reason why global companies have such a strong pull on digital banking.In addition, Banks are now under enormous pressure to improve operational efficiency and reduce bank costs while providing advanced next-generation digital banking services.Digital banking platform vendors are now developing smart and smart banking platforms to meet the needs of Banks and customers.

This includes the need for channel integration support and dynamic customer experience to make core banking easier to implement, as well as the devices customers want to use or are interested in and affordable.The digital banking industry is relatively fragmented, with many small and new companies.Large global companies are mainly located in the us and Europe.American and European companies have a long history and an unshakable position in this field.The main markets for digital banking are in developed countries.North America has the largest market for digital banking platforms in terms of revenue generation.The regional market was driven by the early adoption of digital technology in banking.The asia-pacific market is expected to grow at a good pace during the forecast period.Strong growth in IT infrastructure and significant investment in digital banking by public and private companies are expected to support growth in the regional market.North America had a 37 percent market share in 2018, followed by Europe with 38 percent.

The asia-pacific consumer market is growing even faster, however, with a market share of only 20 percent in 2018.In the rest of Asia Pacific, the Australian market is developing relatively well.In 2018, pc-based digital banking accounted for about 67% of the market share, and most of the products of the market belong to pc-based digital banking. In 2018, the market share of mobile digital banking was 33%. It is expected that the number of mobile digital banking will increase significantly in the next few years.Small and medium-sized enterprises (smes) are still the main application group in the market, accounting for about 59% of the market share in 2018. The development rate of smes is faster than that of large enterprises. By 2025, the market share of smes will expand to 60%.The development of digital Banks in China is relatively backward compared with that in Europe and the United States. Many large enterprises are still in the financing stage, and the market is expected to develop rapidly in the next few years.

The leading market for digital banking is the United States, with about 50% of the market, followed by Europe, with about 30%.
Major enterprises include SAP, Misys, Q2, Kony, Infosys, etc., with the top three accounting for about 45%.
This report aims to provide a comprehensive presentation of the global market for Digital Banking, focusing on the total sales revenue, key companies market share and ranking, together with an analysis of Digital Banking by region & country, by Terminal, and by Application.
The Digital Banking market size, estimations, and forecasts are provided in terms of sales revenue ($ millions), considering 2024 as the base year, with history and forecast data for the period from 2020 to 2031. With both quantitative and qualitative analysis, to help readers develop business/growth strategies, assess the market competitive situation, analyze their position in the current marketplace, and make informed business decisions regarding Digital Banking.

Market Segmentation
By Company
Urban FT
Kony
Backbase
Technisys
Infosys
Digiliti Money
Innofis
Mobilearth
D3 Banking Technology
Alkami
Q2
Misys
SAP
Segment by Terminal
PC
Mobile
Segment by Application
Individual
SME Digital Banking
Corporate Digital Banking
By Region
North America
United States
Canada
Asia-Pacific
China
Japan
South Korea
Southeast Asia
India
Australia
Rest of Asia-Pacific
Europe
Germany
France
U.K.
Italy
Netherlands
Nordic Countries
Rest of Europe
Latin America
Mexico
Brazil
Rest of Latin America
Middle East & Africa
Turkey
Saudi Arabia
UAE
Rest of MEA

Chapter Outline
Chapter 1: Introduces the report scope of the report, global total market size. This chapter also provides the market dynamics, latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by manufacturers in the industry, and the analysis of relevant policies in the industry.
Chapter 2: Detailed analysis of Digital Banking company competitive landscape, revenue market share, latest development plan, merger, and acquisition information, etc.
Chapter 3: Provides the analysis of various market segments by Terminal, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 4: Provides the analysis of various market segments by Application, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 5: Revenue of Digital Banking in regional level. It provides a quantitative analysis of the market size and development potential of each region and introduces the market development, future development prospects, market space, and market size of each country in the world.
Chapter 6: Revenue of Digital Banking in country level. It provides sigmate data by Terminal, and by Application for each country/region.
Chapter 7: Provides profiles of key players, introducing the basic situation of the main companies in the market in detail, including product revenue, gross margin, product introduction, recent development, etc.
Chapter 8: Analysis of industrial chain, including the upstream and downstream of the industry.
Chapter 9: Conclusion.

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Table of Contents

1 Market Overview
1.1 Digital Banking Product Introduction
1.2 Global Digital Banking Market Size Forecast (2020-2031)
1.3 Digital Banking Market Trends & Drivers
1.3.1 Digital Banking Industry Trends
1.3.2 Digital Banking Market Drivers & Opportunity
1.3.3 Digital Banking Market Challenges
1.3.4 Digital Banking Market Restraints
1.4 Assumptions and Limitations
1.5 Study Objectives
1.6 Years Considered
2 Competitive Analysis by Company
2.1 Global Digital Banking Players Revenue Ranking (2024)
2.2 Global Digital Banking Revenue by Company (2020-2025)
2.3 Key Companies Digital Banking Manufacturing Base Distribution and Headquarters
2.4 Key Companies Digital Banking Product Offered
2.5 Key Companies Time to Begin Mass Production of Digital Banking
2.6 Digital Banking Market Competitive Analysis
2.6.1 Digital Banking Market Concentration Rate (2020-2025)
2.6.2 Global 5 and 10 Largest Companies by Digital Banking Revenue in 2024
2.6.3 Global Top Companies by Company Type (Tier 1, Tier 2, and Tier 3) & (based on the Revenue in Digital Banking as of 2024)
2.7 Mergers & Acquisitions, Expansion
3 Segmentation by Terminal
3.1 Introduction by Terminal
3.1.1 PC
3.1.2 Mobile
3.2 Global Digital Banking Sales Value by Terminal
3.2.1 Global Digital Banking Sales Value by Terminal (2020 VS 2024 VS 2031)
3.2.2 Global Digital Banking Sales Value, by Terminal (2020-2031)
3.2.3 Global Digital Banking Sales Value, by Terminal (%) (2020-2031)
4 Segmentation by Application
4.1 Introduction by Application
4.1.1 Individual
4.1.2 SME Digital Banking
4.1.3 Corporate Digital Banking
4.2 Global Digital Banking Sales Value by Application
4.2.1 Global Digital Banking Sales Value by Application (2020 VS 2024 VS 2031)
4.2.2 Global Digital Banking Sales Value, by Application (2020-2031)
4.2.3 Global Digital Banking Sales Value, by Application (%) (2020-2031)
5 Segmentation by Region
5.1 Global Digital Banking Sales Value by Region
5.1.1 Global Digital Banking Sales Value by Region: 2020 VS 2024 VS 2031
5.1.2 Global Digital Banking Sales Value by Region (2020-2025)
5.1.3 Global Digital Banking Sales Value by Region (2026-2031)
5.1.4 Global Digital Banking Sales Value by Region (%), (2020-2031)
5.2 North America
5.2.1 North America Digital Banking Sales Value, 2020-2031
5.2.2 North America Digital Banking Sales Value by Country (%), 2024 VS 2031
5.3 Europe
5.3.1 Europe Digital Banking Sales Value, 2020-2031
5.3.2 Europe Digital Banking Sales Value by Country (%), 2024 VS 2031
5.4 Asia Pacific
5.4.1 Asia Pacific Digital Banking Sales Value, 2020-2031
5.4.2 Asia Pacific Digital Banking Sales Value by Region (%), 2024 VS 2031
5.5 South America
5.5.1 South America Digital Banking Sales Value, 2020-2031
5.5.2 South America Digital Banking Sales Value by Country (%), 2024 VS 2031
5.6 Middle East & Africa
5.6.1 Middle East & Africa Digital Banking Sales Value, 2020-2031
5.6.2 Middle East & Africa Digital Banking Sales Value by Country (%), 2024 VS 2031
6 Segmentation by Key Countries/Regions
6.1 Key Countries/Regions Digital Banking Sales Value Growth Trends, 2020 VS 2024 VS 2031
6.2 Key Countries/Regions Digital Banking Sales Value, 2020-2031
6.3 United States
6.3.1 United States Digital Banking Sales Value, 2020-2031
6.3.2 United States Digital Banking Sales Value by Terminal (%), 2024 VS 2031
6.3.3 United States Digital Banking Sales Value by Application, 2024 VS 2031
6.4 Europe
6.4.1 Europe Digital Banking Sales Value, 2020-2031
6.4.2 Europe Digital Banking Sales Value by Terminal (%), 2024 VS 2031
6.4.3 Europe Digital Banking Sales Value by Application, 2024 VS 2031
6.5 China
6.5.1 China Digital Banking Sales Value, 2020-2031
6.5.2 China Digital Banking Sales Value by Terminal (%), 2024 VS 2031
6.5.3 China Digital Banking Sales Value by Application, 2024 VS 2031
6.6 Japan
6.6.1 Japan Digital Banking Sales Value, 2020-2031
6.6.2 Japan Digital Banking Sales Value by Terminal (%), 2024 VS 2031
6.6.3 Japan Digital Banking Sales Value by Application, 2024 VS 2031
6.7 South Korea
6.7.1 South Korea Digital Banking Sales Value, 2020-2031
6.7.2 South Korea Digital Banking Sales Value by Terminal (%), 2024 VS 2031
6.7.3 South Korea Digital Banking Sales Value by Application, 2024 VS 2031
6.8 Southeast Asia
6.8.1 Southeast Asia Digital Banking Sales Value, 2020-2031
6.8.2 Southeast Asia Digital Banking Sales Value by Terminal (%), 2024 VS 2031
6.8.3 Southeast Asia Digital Banking Sales Value by Application, 2024 VS 2031
6.9 India
6.9.1 India Digital Banking Sales Value, 2020-2031
6.9.2 India Digital Banking Sales Value by Terminal (%), 2024 VS 2031
6.9.3 India Digital Banking Sales Value by Application, 2024 VS 2031
7 Company Profiles
7.1 Urban FT
7.1.1 Urban FT Profile
7.1.2 Urban FT Main Business
7.1.3 Urban FT Digital Banking Products, Services and Solutions
7.1.4 Urban FT Digital Banking Revenue (US$ Million) & (2020-2025)
7.1.5 Urban FT Recent Developments
7.2 Kony
7.2.1 Kony Profile
7.2.2 Kony Main Business
7.2.3 Kony Digital Banking Products, Services and Solutions
7.2.4 Kony Digital Banking Revenue (US$ Million) & (2020-2025)
7.2.5 Kony Recent Developments
7.3 Backbase
7.3.1 Backbase Profile
7.3.2 Backbase Main Business
7.3.3 Backbase Digital Banking Products, Services and Solutions
7.3.4 Backbase Digital Banking Revenue (US$ Million) & (2020-2025)
7.3.5 Backbase Recent Developments
7.4 Technisys
7.4.1 Technisys Profile
7.4.2 Technisys Main Business
7.4.3 Technisys Digital Banking Products, Services and Solutions
7.4.4 Technisys Digital Banking Revenue (US$ Million) & (2020-2025)
7.4.5 Technisys Recent Developments
7.5 Infosys
7.5.1 Infosys Profile
7.5.2 Infosys Main Business
7.5.3 Infosys Digital Banking Products, Services and Solutions
7.5.4 Infosys Digital Banking Revenue (US$ Million) & (2020-2025)
7.5.5 Infosys Recent Developments
7.6 Digiliti Money
7.6.1 Digiliti Money Profile
7.6.2 Digiliti Money Main Business
7.6.3 Digiliti Money Digital Banking Products, Services and Solutions
7.6.4 Digiliti Money Digital Banking Revenue (US$ Million) & (2020-2025)
7.6.5 Digiliti Money Recent Developments
7.7 Innofis
7.7.1 Innofis Profile
7.7.2 Innofis Main Business
7.7.3 Innofis Digital Banking Products, Services and Solutions
7.7.4 Innofis Digital Banking Revenue (US$ Million) & (2020-2025)
7.7.5 Innofis Recent Developments
7.8 Mobilearth
7.8.1 Mobilearth Profile
7.8.2 Mobilearth Main Business
7.8.3 Mobilearth Digital Banking Products, Services and Solutions
7.8.4 Mobilearth Digital Banking Revenue (US$ Million) & (2020-2025)
7.8.5 Mobilearth Recent Developments
7.9 D3 Banking Technology
7.9.1 D3 Banking Technology Profile
7.9.2 D3 Banking Technology Main Business
7.9.3 D3 Banking Technology Digital Banking Products, Services and Solutions
7.9.4 D3 Banking Technology Digital Banking Revenue (US$ Million) & (2020-2025)
7.9.5 D3 Banking Technology Recent Developments
7.10 Alkami
7.10.1 Alkami Profile
7.10.2 Alkami Main Business
7.10.3 Alkami Digital Banking Products, Services and Solutions
7.10.4 Alkami Digital Banking Revenue (US$ Million) & (2020-2025)
7.10.5 Alkami Recent Developments
7.11 Q2
7.11.1 Q2 Profile
7.11.2 Q2 Main Business
7.11.3 Q2 Digital Banking Products, Services and Solutions
7.11.4 Q2 Digital Banking Revenue (US$ Million) & (2020-2025)
7.11.5 Q2 Recent Developments
7.12 Misys
7.12.1 Misys Profile
7.12.2 Misys Main Business
7.12.3 Misys Digital Banking Products, Services and Solutions
7.12.4 Misys Digital Banking Revenue (US$ Million) & (2020-2025)
7.12.5 Misys Recent Developments
7.13 SAP
7.13.1 SAP Profile
7.13.2 SAP Main Business
7.13.3 SAP Digital Banking Products, Services and Solutions
7.13.4 SAP Digital Banking Revenue (US$ Million) & (2020-2025)
7.13.5 SAP Recent Developments
8 Industry Chain Analysis
8.1 Digital Banking Industrial Chain
8.2 Digital Banking Upstream Analysis
8.2.1 Key Raw Materials
8.2.2 Raw Materials Key Suppliers
8.2.3 Manufacturing Cost Structure
8.3 Midstream Analysis
8.4 Downstream Analysis (Customers Analysis)
8.5 Sales Model and Sales Channels
8.5.1 Digital Banking Sales Model
8.5.2 Sales Channel
8.5.3 Digital Banking Distributors
9 Research Findings and Conclusion
10 Appendix
10.1 Research Methodology
10.1.1 Methodology/Research Approach
10.1.1.1 Research Programs/Design
10.1.1.2 Market Size Estimation
10.1.1.3 Market Breakdown and Data Triangulation
10.1.2 Data Source
10.1.2.1 Secondary Sources
10.1.2.2 Primary Sources
10.2 Author Details
10.3 Disclaimer